Programs provide credit combined with business services to help low income and unemployed populations create an independent income generating activity:
SAWA (together): Non-bank loans of 4,000 to 30,000 NIS combined with business service are given through solidarity group methodology or individually to low income entrepreneurs (mainly Arab women) for the development of their businesses. SAWA started operating in 2006 with Bedouin women of the Negev and after overwhelming success, expanded across the country. Since 2011, the Israeli Government provides 50% match for operation and loan fund costs.
Koret Israel Economic Development Funds (KIEDF)
Koret Israel Economic Development Funds (KIEDF) is an Israeli NGO created in 1994 and recognized as a leading local NGO in the field of SME (Small and Medium Enterprises) credit and Microfinance services. KIEDF aspires to create employment opportunity and social equality in the Israeli private sector, focusing on economically and socially marginalized populations, young entrepreneurs and social initiatives.